*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--primary: #1e6abf;--primary-dark: #155096;--primary-light: #e8f0fb;--accent: #f97316;--text: #1a1a2e;--text-muted: #555577;--bg: #ffffff;--bg-gray: #f8f9fc;--border: #e2e8f0;--radius: 10px;--shadow: 0 2px 12px rgba(0,0,0,.08);--shadow-hover: 0 6px 24px rgba(0,0,0,.13);--font: "Noto Sans KR", "Apple SD Gothic Neo", sans-serif;--max-w: 1100px}html{font-size:16px;scroll-behavior:smooth}body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased}a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}ul{list-style:none}.container{max-width:var(--max-w);margin:0 auto;padding:0 20px}header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100;box-shadow:0 1px 8px #0000000f}.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px}.logo{font-size:1.3rem;font-weight:800;color:var(--primary);letter-spacing:-.5px}.logo span{color:var(--accent)}nav{display:flex;gap:6px}nav a{padding:7px 14px;border-radius:6px;font-size:.93rem;font-weight:600;color:var(--text);transition:background .15s,color .15s}nav a:hover,nav a.active{background:var(--primary-light);color:var(--primary);text-decoration:none}.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px}.nav-toggle span{display:block;width:24px;height:2px;background:var(--text);margin:5px 0;border-radius:2px;transition:all .2s}.hero{background:linear-gradient(135deg,#1e6abf,#0f4a9c);color:#fff;padding:72px 20px 64px;text-align:center}.hero h1{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:800;line-height:1.3;margin-bottom:16px}.hero p{font-size:1.05rem;opacity:.88;max-width:580px;margin:0 auto 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li{padding:6px 0 6px 28px;position:relative;font-size:.93rem}.checklist li:before{content:"✅";position:absolute;left:0}.faq-list{display:flex;flex-direction:column;gap:12px}.faq-item{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}.faq-q{padding:16px 20px;font-weight:700;font-size:.95rem;background:var(--bg-gray);display:flex;justify-content:space-between;align-items:center;cursor:pointer}.faq-q:after{content:"+";font-size:1.3rem;color:var(--primary)}.faq-a{padding:16px 20px;font-size:.92rem;color:var(--text-muted);line-height:1.7;display:none}.faq-item.open .faq-q:after{content:"−"}.faq-item.open .faq-a{display:block}.cta-box{background:linear-gradient(135deg,#1e6abf,#0f4a9c);color:#fff;border-radius:var(--radius);padding:32px 28px;text-align:center;margin:40px 0}.cta-box h3{font-size:1.15rem;font-weight:800;margin-bottom:8px}.cta-box p{font-size:.9rem;opacity:.85;margin-bottom:20px}.calc-box{background:var(--bg-gray);border:1px solid 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.15s}.related-item:hover{border-color:var(--primary);color:var(--primary);text-decoration:none;background:var(--primary-light)}footer{background:#1a1a2e;color:#ffffffa6;padding:40px 20px;font-size:.85rem}.footer-inner{display:flex;flex-direction:column;gap:16px}.footer-logo{font-size:1.1rem;font-weight:800;color:#fff}.footer-links{display:flex;gap:16px;flex-wrap:wrap}.footer-links a{color:#ffffff8c;font-size:.83rem}.footer-links a:hover{color:#fff;text-decoration:none}.footer-copy{opacity:.45;font-size:.8rem}.breadcrumb{padding:12px 0;font-size:.83rem;color:var(--text-muted);display:flex;gap:6px;align-items:center}.breadcrumb a{color:var(--text-muted)}.breadcrumb a:hover{color:var(--primary);text-decoration:none}.breadcrumb span{opacity:.5}@media (max-width: 768px){nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid var(--border);flex-direction:column;padding:12px;box-shadow:0 8px 24px #0000001a}nav.open{display:flex}nav a{padding:10px 16px}.nav-toggle{display:block}.hero{padding:48px 20px 40px}.hero-btns{flex-direction:column;align-items:center}.card-grid{grid-template-columns:1fr 1fr}.post-item{flex-direction:column;gap:8px}section{padding:40px 20px}}@media (max-width: 480px){.card-grid{grid-template-columns:1fr}}